Terms & Condidtion

1. Terms & ConditionsEffective Date: 10/22/2025

Welcome to papeshconsulting.com (the “Website”). These Terms & Conditions (“Terms”) govern your use of the Website and any services offered by Papesh Consulting (“we,” “us,” “our”).

By accessing or using the Website, you agree to be bound by these Terms.1. Use of WebsiteYou may use the Website for your personal and non-commercial purposes. You agree not to use the Website in any way that violates applicable laws, infringes the rights of others, or interferes with the Website’s operation.

2. Services

We provide growth-marketing, consultancy, strategic advisory, and related services (the “Services”). Any service engagement will be subject to a separate written contract or Statement of Work (SOW) between you (the “Client”) and us.

3. Intellectual Property

All content on the Website (text, graphics, logos, images, software) is protected by copyright, trademark, and other laws and is the property of Papesh Consulting or its licensors. You may not reproduce, distribute, or create derivative works from the content without our prior written permission.

4. Payment Terms & Fees

Specific fees, payment schedules, and terms will be described in the applicable service contract/SOW. Unless otherwise stated, payment is due within 30 days of invoice. Late payments may accrue interest at the lesser of 1.5% per month or the maximum rate permitted by law.

5. Refunds / Cancellations

Because our Services involve strategic advisory, no standard “refund” applies unless expressly stated in your contract. Cancellation policies will be governed by your service agreement.

6. Limitation of Liability

To the fullest extent permitted by law, Papesh Consulting and its officers, directors, employees, agents, and contractors shall not be liable for any indirect, incidental, punitive, special, or consequential damages (including lost profits, data loss, business interruption) arising out of or in connection with your use of the Website or Services—even if advised of the possibility of such damages. Our total liability for direct damages shall not exceed the fees paid by you under the contract in the 12 months preceding the claim.

7. Disclaimer of Warranties

The Website and Services are provided “as is” and “as available,” without warranties of any kind, either express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that outcomes will meet your expectations or specific metrics will be achieved.

8. Indemnification

You agree to defend, indemnify and hold harmless Papesh Consulting from any claim, demand, liability, loss, damage, or expense (including reasonable attorneys’ fees) arising out of your use of the Website, violation of these Terms, or breach of any agreement with us.

9. Governing Law & Dispute Resolution

These Terms will be governed by the laws of the State of Florida, US, without regard to conflict of laws principles. Any dispute will be resolved in the state or federal courts located in Florida, and each party consents to the jurisdiction and venue thereof.

10. Termination

We may suspend or terminate your access to the Website or Services at our sole discretion, with or without cause, and without prior notice. Upon termination, provisions of these Terms that by their nature should survive (e.g., Intellectual Property, Limitation of Liability, Indemnification) shall remain in effect.

11. Changes to Terms
We may modify these Terms at any time by posting revised terms on the Website. Your continued use of the Website after changes constitutes your acceptance of the updated Terms. We recommend you review these Terms periodically.

12. Contact

Questions about these Terms should be directed to:
Papesh Consulting
jenna@papeshconsulting.com